I am a successful business owner/operator. Your “roller coaster” article sounds consistent with a sizable part of your peers. I am not interested in right/wrong, criticism/encouragement as I am understanding what consciousness is doing, what is the underlying psychology, what I can learn by applying skeptical open-mindedness to gain data about what is going on. Choices have consequences and fear is the agent of entropy. If your authentic motive has love and service to others as a fundamental motive then it probably is worth risks. If it is fundamentally ego based self service based on self absorption then the roller coaster may have some cheap thrills but little meaning.